Privacy Policy
Our Commitment To You
Strategic Investment Planning is committed to protecting your privacy and the confidentiality of your Personal Information. Our Privacy Policy informs you of our policies and practices relating to the administration of your Personal Information. In addition all privacy requirements for the purchase of securities and life insurance are administered in compliance with the privacy policies of Monarch Wealth Corporation.
Personal Information Defined
Personal Information is any information that defines you as an individual. It includes information that you provide to us as well as information collected from other sources with your consent.
Some examples of Personal Information are your name, address, age, gender, personal information records, social insurance number and health information. Personal Information does not include business contact information used for business purposes. We collect this information in order that we can understand your needs to enable us to provide you with the product and/or service you have requested as well as to advise you of other products or services that may be of benefit to you. If you elect to not provide certain Personal Information that we have requested, then we may not be able to provide the requested product or service or may have to discontinue providing you with a product or service.
Your Personal Information is also necessary in order to maintain records for preventing to the extent that we are able, error and fraud. It may also be used for educational and marketing purposes directed at you to provide you with additional information which may be of pertinent interest to you in relation to the products and services which are being currently provided to you as well as availability of products and services provided by us and/or our affiliated companies with whom we may share your Personal Information for this purpose.
Your personal information may be given to a third party who has contracted with us to provide certain services being provided to you, to be used only for the purposes of their contracted for services; for example, the preparation and mailing of clients accounts. We share your Personal Information as required to comply with legal and regulatory requirements. Examples of compliance requirements are income tax reporting, responding to investigations from law enforcement authorities or self-regulatory organizations such as the Mutual Funds Dealers Association and the Investment Dealers Association and to securities regulatory authorities, for example, the Ontario Securities Commission. These regulatory organizations and authorities use your Personal Information for investigative and enforcement purposes and may disclose your Personal Information to other regulatory or government organizations.
As our company continues to develop and grow, we may purchase or sell components of our business. As the integral component of our business is the servicing of our clients, Personal Information will be released in a confidential manner in these circumstances for the purpose of completing such transactions.
Giving & Withdrawing Your Consent
You are deemed to have given us consent to use your Personal Information in accordance with our Privacy Policy:
  • by receipt of our Privacy Policy unless you advise us that you do not agree with some or all of its terms and that you wish to withdraw your consent to some or all of its terms;
  • by providing information to us, either directly or through our authorized representatives;
  • by your express written or oral consent as obtained through an application process; or
  • if given by an authorized representative e.g. pursuant to a power of attorney.
  • In certain circumstances your consent may be implied. You are representing you have the authority to consent to release of Personal Information of family members or others who are represented when you are disclosing their personal information during an application process, whether or not they are present. If you are already a client, then when you amend existing your products or services or apply for and/or purchase new products or services, it is assumed the consent you originally gave to us remains in effect.
    Should you wish to withdraw your consent to our usage of any of your Personal Information for marketing communications of our products or services, you may do so at any time. Should you elect not to provide us with all of your Personal Information which we request, or withdraw your previously given consent, we may not be able to provide you or continue to provide you with the products and services you have requested.
    Your consent to our use of your Personal Information, once given, cannot be withdrawn if there are legal requirements for Strategic Investment Planning to continue to use your Personal Information or if the withdrawal of your consent will not enable us to fulfill your agreement(s) with us.
    Accuracy Of Your Personal Information
    The accuracy and to the extent we require, the completeness of your Personal Information is critical to the delivery of our products and services to you. You are encouraged to be pro-active in this regard by notifying us to any changes including but not limited to your name, address, telephone, e-mail address, financial and personal.
    Protection Of Your Personal Information
    We are committed to protecting your Personal Information in full compliance with this Privacy Policy and applicable laws. We understand your concerns about the security of the Personal Information which you give us. We endeavor to maintain adequate physical, procedural and electronic security with respect to our offices and information storage facilities so as to prevent unauthorized access, use, or disclosure or destruction of your Personal Information.
    Your Personal Information may be stored and/or processed or otherwise used by or on behalf of Strategic Investment Planning both inside or outside of Canada. In such instances and in those instances we share your Personal Information as permitted, we take reasonable steps to ensure that the companies entrusted with your Personal Information have privacy policies compatible with our Privacy Policy and have instituted the necessary security measures to prevent unauthorized access, use, disclosure and destruction of your Personal Information.
    Retention Of Your Personal Information
    We only keep your Personal Information for as long as we need it in order to meet the purposes for which it was collected. The length of time we retain your Personal Information varies, depending on the nature of your relationship with us, the type of product and/or service, and regulatory or legal requirements we may be required to meet. We have policies in place that govern the destruction of the Personal Information we hold and no longer require.
    Access To Your Personal Information
    You will be able to make a written request to know what personal information we have concerning you. You will have to provide us with a written request that has sufficient detail to enable us, with reasonable effort, to identify you and your personal information. We will generally respond within thirty days with the information you have requested or with a detailed response explaining why that information is being withheld.
    How To Contact Us
    If you have any queries or complaints or wish to withdraw your consent to the use of any of your Personal Information or to change any of your information you may contact your representative or our Privacy Officer by writing to our Privacy Officer at 320 Bay Street, Toronto ON M5H 4A6 Suite 1500.
    If your complaint is justified, we will take the steps necessary to resolve the issue, including amending our policy or practices, if necessary. If we are not able to resolve your concerns, we will advise you as to additional steps available to you.
    Visiting Our Website
    We or a designated service provider may use �cookies� or similar electronic tools to collect information as to how you utilize our web site. A �cookie� us a small text file that is placed on your computer. It can inform us as to the web pages and information you have visited, the date and time of your visit, the web sites you visited immediately before or after viewing our web site, etc. This information is collected anonymously and is measured only in aggregate to enable us for example, to determine how many people visit our website, and which sections and features are most popular. This helps us to determine what type of information is most useful to you so we can improve our website.
    Most browsers are set to accept cookies by default. If you prefer, you can usually set your browser to disable cookies, or to alert you when cookies are being sent. The help function on most browsers contains information instructing you as to how to set your browser to notify you before accepting cookies or to disable cookies entirely. However, it is possible some parts of this website will not function properly if you disable our cookies.
    Using E-Mail
    When you send us an e-mail or when you ask us to reply to you by e-mail, we learn your exact e-mail address and any information you have included in the e-mail.
    We use your e-mail address to acknowledge your comments and/or reply to your questions. We store e-mail communications in case we correspond further.
    We may use your e-mail address for educational and marketing purposes provided by us and by our affiliated companies with whom we share your Personal Information for this purpose.
    You may be asked to be removed from our e-mail list for this purpose by contacting our Privacy Office as set out in the Heading �How to Contact Us�.
    Links To Third Party Web Sites
    We may provide links to third party websites. As we do not control third party sites, we are not responsible for any Personal Information you may provide while on such sites. Accordingly, we encourage you to read the privacy policies of these web sites before providing them with any Personal Information.
    We reserve the right to add, modify or remove all or any part of this document at any time without prior notice to you.
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