Website Legal Terms & Conditions
Thank-you For Visiting the Strategic Investment Planning Website
We are obligated to inform you that the product descriptions and information that follow are intended for educational purposes only and are not to be considered as a solicitation to purchase any security.
Commissions, trailing commission, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. To obtain a prospectus, or further information, please contact 705-798-2105. Offers to purchase mutual funds must be made through a registered mutual funds representative. Representatives in the Barrie office are registered to sell mutual funds in Ontario as agents of Monarch Wealth Corporation, a registered mutual fund dealer. These advisors are also licensed to sell a variety of insurance products through a separate insurance entity: Monarch Wealth Assurance Agencies Inc. Guaranteed Income Certificates (GICs) are offered through Monarch Wealth Deposit Group Inc.
All non-mutual fund related business conducted by your Strategic Investment Planning Representative is not in the capacity of an employee or agent of Monarch Wealth Corporation and is not the responsibility of Monarch Wealth Corporation. Non-mutual fund related business includes, without limitation, advising in or selling any type of insurance product, advising in or selling any type of mortgage service, estate and tax planning or tax return preparation.
Our Web Pages are under constant revision and subject to change without notice. Due to the dynamic nature of the mutual fund industry, we can make no guarantee as to the accuracy of the information presented. Mutual fund values fluctuate daily.
The information contained herein is for personal use only. Redistribution of this information is prohibited without written permission.
Binding Contracts
Your use of this website is governed by the version of the Terms and Conditions of Use (the �Terms�) in effect on the date you access this website. By your use or your access to this website you are agreeing to the Terms. We may modify these Terms at any time without any prior notice to you. Accordingly, it is your responsibility to inform yourself of these Terms whenever you are using or accessing this website. These Terms are in addition to any other agreements you may have with Strategic Investment Planning. If you do not agree to the Terms, then you should immediately discontinue your use of this website.
Limitation of Warranties And Disclaimer of Liability
The Content and Services as set out in this website and as are defined under the headings �Copyright� and �License�, are provided for educational or informational purposes only, and are not intended to provide financial, legal, accounting or tax advice or advice on any particular matter and should not be relied upon in that respect. You should not act or rely on any information on this website without seeking the advice of a professional. While we endeavor to provide accurate and reliable information on this website, we do not endorse, approve or certify such information, nor do we guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of such information. All Content is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. Use of this Content is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy and timeliness. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. Nothing on this website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Strategic Investment Planning or any third party. Strategic Investment Planning assumes no obligation to update the Content, advise on further developments concerning topics mentioned or update the functionality of the Services provided. The information contained on this website may contain typographical errors. The Content and Services may be changed without notice. The Content and Services contained in this website are provided "as is" and �as available� without any representations, warranties or conditions of any kind, express or implied, including, without limitation, implied warranties or conditions of fitness for a particular purpose or use, or non-infringement. Further, no representations or warranties are made concerning the accuracy, completeness, timeliness or reliability of the content or services, or of any information contained in any site linked to this website. Strategic Investment Planning does not warrant or guarantee uninterrupted access to this website, any site linked to this website or to the availability of any internet e-mail links provided on this website. Strategic Investment Planning does not warrant that any defects or inaccuracies will be corrected. Strategic Investment Planning also makes no warranty that the results obtained from the use of this website will be accurate or reliable, or that the quality of any products, services, information, or other material purchased or obtained by you arising from your use of this website will meet your expectations. In no event shall Strategic Investment Planning employees or internet service provider(s) (collectively "its representatives") be liable to you or any third party for any direct, indirect, incidental, special or consequential damages whatsoever, including but not limited to lost revenue, lost or damaged data or other commercial or economic loss, whether based in contract, tort (including negligence) or any other theory of liability (including but not limited to lost profits, trading losses or damages that result from use or loss of use of this website and third party content, inconvenience or delay). Strategic Investment Planning will not be liable to you or anyone else for any loss resulting from a cause over which we do not have direct control. This includes failure or electronic or mechanical equipment or communications lines (including telephone, cable and internet), unauthorized access, viruses, theft, operator errors, severe or extraordinary weather (including flood, earthquake, or other act of God), fire, war, insurrection, terrorist act, riot, labor dispute and other labor problems, accident, emergency or action of government. The foregoing limitation shall apply even if Strategic Investment Planning or its representatives have been advised or should have known of the possibility of such damage. If you live in a jurisdiction that does not allow the limitation or exclusion of liability or incidental or consequential damages, some or all of these limitations and exclusions may not apply to you.
Copyright
The contents of this website, such as text, publications, newsletters, articles, opinions, views, graphics, images, HTML code, multimedia clips, Java code, and the selection and arrangement of information (the "Content"), are protected by copyright and other intellectual property laws under both Canadian and foreign laws. Unauthorized use of the Content may violate copyright, trademark, patent and other laws. You must retain all copyright and other proprietary notices contained in the original Content on any copy you make of it.
License
You are granted a limited license to use (display or print) the Content for your own personal non-commercial use only, provided the Content is not modified and you shall be fully responsible for any consequences resulting from such use. You are further granted a limited license to use the e-mail and Internet links (the "Services") provided on this website. Any other use of the Content or Services is prohibited. All rights not expressly granted herein are reserved. None of the Content or Services may be otherwise reproduced, re-published, re-disseminated or otherwise provided in any manner or form without the prior written consent of Strategic Investment Planning or the third party to which the intellectual property rights belong. You may not sell or modify the Content or Services or reproduce, display, publicly perform, distribute, or otherwise use the Content or Services in any way for any public or commercial purpose. The use of the Content or Services on any other web site or in a networked computer environment for any purpose is prohibited. If you violate any of these Terms and Conditions, your permission to use the Content and Services automatically terminates and you must immediately destroy any copies you have made of any Content.
Indemnification
As a condition of your use or this website, you agree to indemnify and hold Strategic Investment Planning and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to lawyer�s fees) arising from your use of this website, or from your violation of these Terms.
Changes To This Website
Unless otherwise agreed, Strategic Investment Planning may discontinue or modify this website at any time without prior notice to you, and you accept such modifications if you continue to use this website.
Confidentiality
Absent the use of encryption, the Internet is not a secured medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. Strategic Investment Planning will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you make to any third party through any Internet e-mail links provided on this website and is not responsible for any errors or any changes made to any transmitted information. Should you decide to transmit information using Internet e-mail links, you do so at your own risk.
Computer Viruses
While Strategic Investment Planning makes efforts to ensure that all Content and Services provided on this website do not contain computer viruses, you are responsible to take the appropriate precautions to scan for computer viruses and to ensure that you have a complete and current back up of the applicable items contained on your computer system.
Links To Other Sites
This website may contain links to other sites as well as e-mail links. These links are provided solely as a reference to help you identify and locate other Internet resources that may be of interest to you. These other sites were independently developed by parties other than Strategic Investment Planning and Strategic Investment Planning assumes no responsibility for the accuracy or appropriateness of the information contained in such sites. The inclusion of any link to another site does not imply endorsement by Strategic Investment Planning. Any mention of another party or its product or service on this website should not be construed as an endorsement of that party or its product service. If you decide to access linked third party web sites, you do so at your own risk.
Conformance With Law
You agree that your use of this website shall not violate any applicable local, national or international law, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the Internet by their residents. You agree not to impersonate another person in your use of this website or the sending of any e-mail to an address listed on this website.
Choice Of Law
The laws of the Province of Ontario and the laws of Canada applicable therein shall govern as to the interpretation, validity and effect of this agreement notwithstanding any conflict of laws provisions or your domicile, residence or physical location. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding instituted under or related to this agreement.
Severability
If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
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E-mail us with your questions!
Michael Dumond
mdumond@strategicinvestment.ca
Susan McArter
smcarter@strategicinvestment.ca
© 2011 Strategic Investment Planning